Our Mission

CFED's work makes it possible for millions of people to achieve financial security and contribute to an opportunity economy. We scale innovative practical solutions that empower low- and moderate-income people to build wealth. We drive responsive policy change at all levels of government. We support the efforts of community leaders across the country to advance economic opportunity for all.


CFED is a multi-faceted organization working at the local, state and federal levels to create economic opportunity that alleviates poverty.

We envision an opportunity economy, where we are all empowered to build more prosperous futures for our families, our communities and our country. Nearly 50 million of us are working hard every day to make ends meet. We’re doing everything right to provide for our children. We pay our taxes. Many of us have college degrees. Many of us even hold two or three jobs. And yet we’re not getting ahead. For us, the American Dream has indeed been deferred. More than half of us cannot get an affordable loan to advance our aspirations or cover an emergency. One in five pay more than we should for basic financial services. For nearly half of all households and nearly two-thirds of households of color, financial ruin is one crisis away.

CFED believes that we need an opportunity economy—one that allows all of us the chance to build a more prosperous future for our families, our community and our country. In an opportunity economy, the pathways to prosperity are paved. There are roadmaps to guide us through financial decisions. The on-ramps to the financial highway are open to everyone; we all have the opportunity to save for the future, buy a home, sustain a business and get a good education. We’re on our way toward this vision.

Our Approach

  • To achieve our vision, we need four basic building blocks:
  • We need concrete solutions that really work to create opportunity and reduce inequality.
  • We need to clear away the structural barriers to opportunity that are embedded in our federal, state and local policies.
  • We need a constituency to engage and mobilize in support of policies and solutions that expand opportunity.
  • We need a vision that will powerfully articulate the promise of the opportunity economy.

Learn more about CFED